Alterra Advisors

Socially Responsible Investing in Your Financial Planning

An introduction to Socially Responsible Investing and how you can choose an approach that aligns your values and resources.

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My Portfolio & the S&P 500

Why is my portfolio underperforming the S&P 500? Do I need to make a change? These questions are on the minds of many investors when a primary index like S&P 500 rallies ahead of many others. As one of the most widely recognized benchmarks, it’s common to compare your strategy against it – but should you?

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How Much Should You Keep In Emergency Reserve?

Job loss, unexpected trip to the hospital, a tree falls on the house – events like these can send the unprepared into a financial tailspin. An emergency reserve is your mini financial self-insurance policy, so we all know we should have one. But, getting around to funding that reserve tends to sit on the to-do list… Read More »

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The ABCs of RSUs, ESPPs, ISOs – Get to Know Your Stock Incentive Programs

In our tech-heavy Pacific Northwest, many companies grant stock or stock options as part of an overall compensation package. These equity incentive programs can seem like a windfall but, as with any source of income, they must be carefully managed so they don’t disrupt your financial plan or create a major tax headache.

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Your Diversified Portfolio vs. the S&P 500

How global returns and proper diversification are affecting overall returns.

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