Knowledge for the Journey
Latest News & Articles
Recessions – How Bad Are They & How Long Do They Last?
Turn on the TV or scroll through a news feed in uncertain times and you’re sure to see that nasty “R” word – Recession. “How bad will this be?” “How long will this last?” It’s not uncommon to hear, “This one is different!” or “We’ve never seen this problem before!” So, what does history have to tell us about this topic?
Medicare – The What, When & How when Turning 65
Turning 65? Medicare can be a daunting topic, but this guide should help understand your options and build your plan to successfully enroll!
Breaking the Isolation Cycle with Random Acts of Kindness
Feeling the quarantine blues? This one habit has helped pull me out of my isolation cycle.
Your House is Your Home, Not an Investment
“Why are you throwing away money on rent when you could own?” Have you ever heard this? Its core assertion is that renting a home is an expense while owning a home is an investment. For most homeowners, however, this is unlikely to be the case.
Between Two Quarantine Camps
Many of us have lived with the philosophy that “time is money”. Until recently, every unproductive moment was wasted time and, therefore, wasted money. And we constantly fought for the mythical work-life balance.
Why This Isn’t the Next Great Depression
We don’t see this as the next Great Depression. Why? Well, historically, major economic downturns have different causes, but one common thread separates the Great Depression from each subsequent recession and recovery.
The Mega Backdoor Roth – A Hidden 401(k) Benefit
Microsoft led the way in a rarely utilized benefit within their 401(k) plan – the after-tax Roth conversion. And, slowly but surely, other companies are adopting this plan feature. So, how does it work, what other companies offer it and is it worth it?
4-29-2020 webinar
Thanks to all who attended our webinar on 4/29! We were glad to host Paul Single, a Senior Portfolio Manager at City National Rochdale, to discuss the coronavirus impacts on the market and economy and Q&A from many of you. For anyone who wasn’t able to participate, we’ve made this replay available. We hope you find it helpful!
You Can Skip Your 2020 RMD…But Should You?
The recently passed CARES Act allows you to skip your Required Minimum Distributions (RMDs) from all retirement accounts this year. These distributions, required for retirement account owners over age 72 (increased from age 70½ by the SECURE Act), are taxed as income,...
Can Losses Increase My Investment Return?
No one likes a seeing their investments lose value. But, as advisors, we ask what opportunities exist in any situation, including market downturns. One such opportunity is called tax-loss harvesting. We discuss what it is, how it can help and when you might consider using it.