Alterra Advisors
Category: Financial Planning
Medicare – The What, When & How when Turning 65
Turning 65? Medicare can be a daunting topic, but this guide should help understand your options and build your plan to successfully enroll!
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Your House is Your Home, Not an Investment
“Why are you throwing away money on rent when you could own?” Have you ever heard this? Its core assertion is that renting a home is an expense while owning a home is an investment. For most homeowners, however, this is unlikely to be the case.
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Why This Isn’t the Next Great Depression
We don’t see this as the next Great Depression. Why? Well, historically, major economic downturns have different causes, but one common thread separates the Great Depression from each subsequent recession and recovery.
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The Mega Backdoor Roth – A Hidden 401(k) Benefit
Microsoft led the way in a rarely utilized benefit within their 401(k) plan – the after-tax Roth conversion. And, slowly but surely, other companies are adopting this plan feature. So, how does it work, what other companies offer it and is it worth it?
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Can Losses Increase My Investment Return?
No one likes a seeing their investments lose value. But, as advisors, we ask what opportunities exist in any situation, including market downturns. One such opportunity is called tax-loss harvesting. We discuss what it is, how it can help and when you might consider using it.
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CARES Act and Tax Deadlines – 6 Coronavirus-Related Changes to Know
With so many feeling the effects of the COVID-19 quarantine, federal and state governments are moving to help. Here are a few of the notable tax deadline changes and stimulus efforts in the recent Coronavirus Aid, Relief, and Economic Security (CARES) Act. Tax deadlines, IRA & RMD changes, stimulus efforts, small business relief options and more.
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