As we enter 2025, the economic landscape is evolving with key developments in inflation, interest rates, the job market, and new tariff policies that have entered the conversation. If you’re curious about how these topics affect might affect your financial plan, this update is for you.
Here’s a glimpse of what we discuss:
- Inflation & Rate Cuts – Inflation is cooling, and the Federal Reserve is taking a measured approach to rate reductions. What does this mean for your portfolio and financial plans?
- Market Reactions & Opportunities – Stock valuations remain elevated, bond yields are rising, and we explore where investors may find opportunities in today’s market.
- Potential Tariffs & Policy Changes – With a new administration in place, we discuss how proposed tariffs and other policy shifts could impact markets, corporate profits, and long-term investment strategies.
Our goal is to guide you through these market trends with insights that matter to your financial goals. We hope this update helps you feel informed, confident, and prepared for the year ahead.
If you have questions about how these insights relate to your financial plans, please reach out—we’re here to help!
Josh Whelan
CFP®, CLU®, ChFC®
Partner, Financial Advisor
About the Author
Josh sees his profession as a calling, not just a career. His motive for pursing financial planning was very personal. While working on a degree in marriage and family counseling, Josh’s father was diagnosed with multiple sclerosis. Josh decided then and there to change career paths to help his family prepare for an uncertain financial future. Financial planning became his path to serving others.
The “Alterra” name was coined by joining the Latin roots “alter”, the origin of the word “altruism” with “terra” meaning earth or land. This name reflects the company philosophy of “clients before profits” and providing firmly grounded advice.