Insights for Your Journey
A Guide to Tax Efficient Investing
Taxes are a big part of life, most notably in that rush to file your tax return before the annual deadline. But taxes play a major role in your investment strategy, as well. In fact, keeping a close eye on taxes is one of our 6 Keys to Successful Investing. Earning a...
6 Strategies to Make a Down Market Work for You
No one enjoys seeing portfolios drop due to a downturn in the stock market. It brings anxiety and concern that you may not recover. And to make matters worse, it’s never clear when a market correction will happen and how long it will last. But we know market declines...
How to Write an Ethical Will
An ethical will is a kind of “love letter” to your family, a personal message where you share your thoughts, values, memories, life lessons, advice, and hopes for the future. Where do you start?
Understanding Retirement Income – Where Does Your Paycheck Come From?
Where will my paycheck come from when I’m retired? If you’re about to retire and thinking about this for the first time, you’re not alone. Most people haven’t given retirement paychecks a moment of thought and that’s perfectly understandable. You’ve had paychecks...
4 Steps for a Successful Estate Planning Talk with Your Family
“I don’t want to ruin my family with my wealth by leaving them a mess or causing conflict.” Does this sound familiar? These four steps can help!
How Bad Will the Market Correction Get?
Uncertainty seems to be everywhere with high inflation and interest rates, and the war in Ukraine. So how should we expect these ongoing challenges to affect your investment strategy? Are we heading for recession? And, most importantly, should you make a change?
How Much of Your Social Security Income is Taxable?
Is my social security taxable? How much will I pay? Is there anything I can do? These are very common questions when thinking about your retirement income plan. Here’s what you need to know.
Is Your Estate Plan by Default or Design?
When it comes to leaving your hard-earned wealth to the next generation, often called estate planning, everyone has a plan by default – the government’s plan. They’ve already decided what taxes you’ll pay, who will make important decisions, and how your assets will be...
SECURE Act 2.0 Explained
The SECURE Act 2.0 would make some significant changes for retirement savers. Its key initiatives would delay RMDs, encourage employees to save more and start saving earlier, and lower retirement plan costs for small businesses. Here are the notable proposed measures and how they could affect you.
Webinar Replay – Inflation, Interest Rates, the Ukraine War & Your Portfolio
We invite you to view this replay of our discussion covering how inflation, interest rates, and the Ukraine war could affect your portfolio.
Are We a Fit?
Let’s start a conversation. We’re not a match for everyone. But, if you’re looking for a collaborative guide in your financial life, Alterra Advisors could be a fit for you.