Socially Responsible Investing in Your Financial Planning
An introduction to Socially Responsible Investing and how you can choose an approach that aligns your values and resources.
Socially Responsible Investing in Your Financial Planning
Josh Whelan
My Portfolio & the S&P 500
My Portfolio & the S&P 500
Why is my portfolio underperforming the S&P 500? Do I need to make a change? These questions are on the minds of many investors when a primary index like S&P 500 rallies ahead of many others. As one of the most widely recognized benchmarks, it's common to compare your strategy against it – but should you?
Are We a Fit? The Alterra Fit Interview
Are We a Fit? The Alterra Fit Interview
A first meeting – or “first date” – with a professional like a financial advisor can be uncomfortable. Believe it or not, it can feel just as uncomfortable for the professional. But it doesn't have to be! Our Alterra Fit Interview creates an open, comfortable, productive first discussion and enables us to discover together if we're a good fit and your best next steps - whether with or without us!
5 Mistakes People Make in a Recession and How to Avoid Them
5 Mistakes People Make in a Recession and How to Avoid Them
There’s no getting around it – recessions are stressful. The 2020 COVID-19 pandemic is just the most recent reminder. Recessions bring volatility, uncertainty, anxiety and the urge to act – do something, anything, to make sure I’m safe. This is often where people make mistakes. Here are a few common ones we see and how to avoid them so you’re ready the next time around.
How to Enroll in Medicare when Turning 65
How to Enroll in Medicare when Turning 65
Turning 65? Medicare can be a daunting topic, but this guide should help understand your options and build your plan to successfully enroll!
Is Your Home an Investment?
Is Your Home an Investment?
“Why are you throwing away money on rent when you could own?” Have you ever heard this? Its core assertion is that renting a home is an expense while owning a home is an investment. For most homeowners, however, this is unlikely to be the case.
Why This Isn’t the Next Great Depression
Why This Isn’t the Next Great Depression
We don’t see this as the next Great Depression. Why? Well, historically, major economic downturns have different causes, but one common thread separates the Great Depression from each subsequent recession and recovery.
PPP vs EIDL – Which CARES Act Program is Right for Me?
PPP vs EIDL – Which CARES Act Program is Right for Me?
The CARES Act provides a wide range of support to struggling small businesses. But which program is right for you? Here’s a guide to help navigate your options.
CARES Act and Tax Deadlines – 6 Coronavirus-Related Changes to Know
CARES Act and Tax Deadlines – 6 Coronavirus-Related Changes to Know
With so many feeling the effects of the COVID-19 quarantine, federal and state governments are moving to help. Here are a few of the notable tax deadline changes and stimulus efforts in the recent Coronavirus Aid, Relief, and Economic Security (CARES) Act. Tax deadlines, IRA & RMD changes, stimulus efforts, small business relief options and more.
Tips to Stay Informed, Healthy and Balanced During the COVID-19 Quarantine
Tips to Stay Informed, Healthy and Balanced During the COVID-19 Quarantine
Hello from the entire Alterra team! We’ll use this page to provide a few updates from us and resources we hope help you holistically while staying home!
Backdoor Roth IRAs – What Are They and Are They Worth It?
Backdoor Roth IRAs – What Are They and Are They Worth It?
Roth IRAs are one of the few ways to build tax-free retirement income. And with a long retirement time frame, they can build quite the snowball. But, if you make too much income, the IRS won’t let you contribute. Fortunately, for many, the Backdoor Roth IRA can help...so is it worth the extra effort?
Person to Person Charity – What Is It and Why Should You Consider It?
Person to Person Charity – What Is It and Why Should You Consider It?
When you think of charity, what comes to mind? Do you think of non-profits – organizations taking on major challenges and trying to make a difference? True! Many charitable contributions aim to give from your resources to fund groups who seek to meet the needs of others – and, as an incentive, you usually get a tax deduction for your contribution! But what if we simply define charity as giving to those in need? This opens a new world of philanthropy many find brings deep fulfillment and makes a difference. We call it Person-to-Person Charity.
Time in the Market Is Better Than Timing the Market
Time in the Market Is Better Than Timing the Market
In days, weeks and months of sharp declines, the first thought is often to sell stocks and “wait for things to stabilize”. Unfortunately, this usually means watching the market rebound and missing the upswing. Why do many advisors say you should ride it out? Because sharp market declines are usually followed by equally sharp recoveries.
The SECURE Act – 6 Changes You Should Know About
The SECURE Act – 6 Changes You Should Know About
A summary of changes to long-standing retirement account rules.
What Is a CFP® and Why Should You Care?
What Is a CFP® and Why Should You Care?
With titles like financial advisor, financial planner, wealth advisor,...